What does a successful Credit Risk Professional do at Fiserv?
As a Credit Risk Professional, you are responsible for reviewing incoming merchant processing applications and assessing for decision. As the subject matter you will work from a queue of incoming applications to ensure they are processed within a timely manner.
What you will do:
- Analyze credit risk data to identify trends and potential risk factors.
- Develop risk assessments and provide recommendations to mitigate risks.
- Monitor and evaluate the effectiveness of risk management policies and procedures.
- Manage their individual underwriting queue and decision applications daily.
- Utilize sensitive information (credit reports, Lexis Nexis) to aid in decision making.
- Communicate with sales partners, merchants and processors to resolve Risk/Underwriting inquiries or issues.
- Review application documentation and reports to assess credit risk exposure to Fiserv and make sound decisions.
- Assist with short- and long-term projects as assigned
What you will need to have:
- 3 years of experience in credit risk analysis or a related field.
- 1-3 years in merchant processing or financial industry
- Demonstrated expertise in risk assessment and data analysis
- Experienced and strong knowledge of reading credit reports
- Strong proficiency in risk management tools and software.
- High school diploma or equivalent, and/or equivalent military experience.
What would be great to have:
- 3 years of experience with financial risk modeling.
- Knowledge of Card Brand regulations
- Microsoft Office Suites, Excel experience
- Knowledge of regulatory requirements and compliance standards.
- Proficiency in SQL or other data analysis tools.
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