About this role:Wells Fargo is seeking an Underwriting Associate in Unsecured Lending Operations as part of Credit Services. Learn more about our career areas and lines of business at Wellsfargojobs.com
In this role, you will:- Be responsible for reviewing, analyzing, approving, and underwriting routine individual consumer requests and products with few deviations and within company and industry guidelines
- Review credit applications, credit bureau information, collateral valuation, tax returns, financial statements, or other supporting documentation to recommend or approve requests within deaccessioning authority levels by way of automated scoring system or traditional underwriting
- Assist with the calculations and preparation of reports for review
- Respond to customer inquiries and credit decisions
- Ensure credit files are current, complete, and compliant with company standards
- Contact customers and partners to gather information to make appropriate decisions, and explain rationale behind credit decisions
- Receive direction from leaders and exercise judgment while developing understanding of the Underwriting procedures
- Provide information to team, managers and customers to related inquiries
Required Qualifications, US:- 6+ months of underwriting, loan processing, originations, or closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:- Credit card underwriting and/or Personal Lending underwriting experience
- Home Equity experience
- Manual, judgmental, or non-conforming underwriting experience
- 1+ year of customer call center experience
- Basic Microsoft Office skills
Job Expectations:- Obtain delegation of authority within 60 days of start date
- Training will be 7 am - 4 pm PST for 5 weeks (tentative).
- Schedule after training will be 9 am - 6 pm PST. Schedule will include working every 4th Saturday
- Hours may change due to business needs and may include weekends, overtime and hours beyond 7:00pm
Location: 2800 S PRICE RD CHANDLER, AZ
- Required location(s) for this position is listed above. Candidate must reside within a reasonable commute to the site location. Relocation assistance is not available for this position.
- Business Hours of Operation: Monday - Friday 5 am - 6 pm PST and Saturday 6 am - 5 pm PST
- This position is not eligible for Visa sponsorship
Posting End Date: 3 Jul 2025
*Job posting may come down early due to volume of applicants. We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
