What does a successful Credit Risk Analyst do?
At Fiserv, a successful Credit Risk Analyst reviews and investigates merchant accounts to assess fraud and credit risk exposure, ensuring effective risk mitigation. You will join a dedicated team focused on delivering excellence and building trusted client relationships. You will be responsible for completing special projects as assigned. You will read and interpret documents, and calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages. Exercising discretion and independent judgment in making decisions, you will interact effectively and positively with all levels of personnel, partners, and vendors. You will also have the capability to work independently or in a team environment, especially under stressful situations.
What you will do:
- Review and investigate merchant accounts to assess fraud and credit risk exposure.
- Negotiate collateral requirements and restructuring terms as required.
- Resolve merchant inquiries through scheduled calls.
- Coordinate risk mitigation efforts with other areas of the business such as Funding, Legal, Operations, and Client Services.
- Exercise discretion and independent judgment in making decisions.
What you will need to have:
- High school graduate/GED and/or equivalent military experience.
- 2+ years of experience in customer service.
- Ability to work some weekends and holidays to meet deadlines.
What would be great to have:
- Associate degree or bachelor's degree in finance or criminal justice and/or equivalent military experience.
- 1+ year of experience in credit risk assessment.
- Applicants must be authorized to work for any employer in the US. We are unable to provide employer sponsorship or take over sponsorship of an employer-sponsored visa.
Perks at Work:
- We’re #FiservProud of our commitment to your overall well-being with a growing offering of physical, mental, emotional, and financial benefits from day one.
- Maintain a healthy work-life balance with paid holidays, generous time off policies, including Recharge & Refuel time for qualifying associates, and free counseling through our EAP.
- Plan for your future with competitive salaries, the Fiserv 401(k) Savings Plan, and our Employee Stock Purchase Plan.
- Recognize and be recognized by colleagues with our Living Proof program where you can exchange points for a variety of rewards.
- Prioritize your health with a variety of medical, dental, vision, life and disability insurance options and a range of well-being resources through our Fuel Your Life program.
- Advance your career with training, development, certification, and internal mobility opportunities.
- Join Employee Resource Groups that promote our diverse and inclusive culture where associates can share perspectives, exchange ideas, and elevate careers.
Important information about this role:
- This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experiences help you with your overall onboarding experience and lead to stronger productivity.
- In order to be considered, you must be legally authorized to work in the U.S. without the need for sponsorship, now or in the future.
- This is a full-time, direct-hire position, and no contract options for unsolicited agency submissions will be considered.
- All offers of employment are contingent on standard background checks. Fiserv and certain of its affiliated companies are federal, state, and/or local government contractors. Should this position support a Federal Government contract, now or in the future, the successful candidate will be subject to a background check conducted by the U.S. Government to determine eligibility and suitability for federal contract employment for public trust or sensitive positions. Positions that support state and/or local contracts also may require additional background checks to determine eligibility and suitability.
R-10364076
