What does a successful Credit Risk Analyst do?
The Credit Risk Analyst is a key player at Fiserv, committed to ensuring the quality and integrity of incoming merchant processing applications. By tracking and monitoring these applications through the Underwriting process, you will ensure they are handled within SLA. Your work empowers Fiserv to align with clients' futures while keeping a steady eye on today's realities. Join us in delivering excellence and inspiring possibilities in financial services.
What you will do:
- Review incoming merchant processing applications and assess for decision.
- Track and monitor incoming applications through the Underwriting process to ensure processing within SLA.
- Verify quality standards of all applications.
- Utilize 3rd Party resources to verify business operations and demographics.
- Communicate with sales partners, merchants, and processors to resolve Risk/Underwriting inquiries or issues.
- Review application documentation and reports to assess credit risk exposure to CardConnect and make sound decisions.
- Assist with short and long-term projects as assigned.
What you will need to have:
- 1-2 years of experience with credit reporting (individual and business).
- 2+ years of experience with Microsoft Office Suite.
- 2+ years of experience in a client facing role.
What would be great to have:
- 1-3 years of experience in merchant processing industry or financial industry.
- Bachelor’s degree at an accredited university and/or equivalent military experience.
- Knowledge of Card Brand rules and regulations with 2+ years of experience.
Perks at Work:
- We’re #FiservProud of our commitment to your overall well-being with a growing offering of physical, mental, emotional, and financial benefits from day one.
- Maintain a healthy work-life balance with paid holidays, generous time off policies, including Recharge & Refuel time for qualifying associates, and free counseling through our EAP.
- Plan for your future with competitive salaries, the Fiserv 401(k) Savings Plan, and our Employee Stock Purchase Plan.
- Recognize and be recognized by colleagues with our Living Proof program where you can exchange points for a variety of rewards.
- Prioritize your health with a variety of medical, dental, vision, life and disability insurance options and a range of well-being resources through our Fuel Your Life program.
- Advance your career with training, development, certification, and internal mobility opportunities.
- Join Employee Resource Groups that promote our diverse and inclusive culture where associates can share perspectives, exchange ideas, and elevate careers.
Important information about this role:
- This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experiences help you with your overall onboarding experience and leads to stronger productivity.
- In order to be considered, you must be legally authorized to work in the U.S. without need for sponsorship, now or in the future.
- This is a full-time, direct-hire position, and no contract options for unsolicited agency submissions will be considered.
- All offers of employment are contingent on standard background checks. Fiserv and certain of its affiliated companies are federal, state, and/or local government contractors. Should this position support a Federal Government contract, now or in the future, the successful candidate will be subject to a background check conducted by the U.S. Government to determine eligibility and suitability for federal contract employment for public trust or sensitive positions. Positions that support state and/or local contracts also may require additional background checks to determine eligibility and suitability.
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