About this role: The Structuring and Controls Group supports Wells Fargo Asset-Backed Securitization (ABS) desks in executing new issuances of asset-backed securitizations and equity-linked structured products. We are currently seeking to fill a Senior Market Risk Specialist position.
The Senior Market Risk Specialist plays a critical role by conducting independent modeling and offering document reviews of CMBS, RMBS, CLO, Consumer ABS and Commercial ABS products. Responsibilities include understanding and interpreting collateral characteristics, building performance triggers and events, applying performance stress scenarios, calculating security cashflows and risk/return analytics, reviewing offering documents for proper and adequate disclosure of deal terms, structuring terms and definitions, modeling assumptions, priority of payments and risk/return results.
This role requires a high level of professional skepticism to identify and resolve any potential issues throughout the deal lifecycle. The Specialist is expected to develop deep subject matter expertise across asset types, cash flow structures and evolving market trends. Additionally, the Senior Market Risk Specialist will support ABS new issuance desks by validating the accuracy of ABS deal packages submitted to rating agencies and/or investors. The successful candidate will be expected to demonstrate the ability to understand new ABS asset types and innovative deal structures. The Senior Market Risk Specialist will also be expected to perform numerical and booking reviews on the issuance documents for equity-linked structured products.
Required Qualifications:- 4+ years of experience in one or a combination of the following: trading, desk analyst, Capital Markets, market risk, interest rate risk or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- 4+ years structured finance experience or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications- Strong knowledge of fixed income products and equity-linked structured products
- Master's degree in Finance, Accounting, Economics, Engineering, or related field
- Minimum 3 years of experience in ABS issuance, underwriting, or servicing, with hands-on expertise in ABS modeling and deal management
- Prior experience in accounting firms or rating agencies with direct engagement with ABS professionals and legal teams
- Advanced analytical skills; proficient in Excel VBA and Intex Dealmaker
- Skilled in interpreting legal documents including offering memorandums, indentures, and private placement memorandums
- Proven ability to collaborate across functions including structuring, deal management, legal, and compliance
- Effective multitasker with a track record of meeting deadlines on time-sensitive tasks
- Experience in collateral negotiations, compliance reviews, and risk assessments
- Background in credit underwriting and analysis
- Excellent written and verbal communication skills; strong organizational and problem-solving abilities with high attention to detail
Posting Locations:- 550 S. Tryon Street - Charlotte, North Carolina
Job Expectations:- Required location listed above. Relocation assistance is not available for this position.
- This position currently offers a hybrid work schedule.
- This position is not eligible for VISA sponsorship.
- This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to comply with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening and are required to report certain incidents.
- Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.
Posting End Date: 7 Oct 2025
*Job posting may come down early due to volume of applicants. We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
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