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About this role:Wells Fargo is seeking a Credit Portfolio Consultant within the SBA Construction Portfolio Services Division. The SBA Construction Portfolio Services Division is specifically accountable for:
- advising and consulting on all commercial real estate subject matter
- collection, review, analysis, and assessment of commercial real estate construction due diligence
- coordination of the closing of commercial real estate loans with a focus on credit and collateral quality
- acting as an expert guidance partner in all commercial real estate construction loans
- monitoring of commercial real estate construction draws and progress,
- providing commercial real estate related advice and training to line of business partners.
The team works directly with Relationship Managers, Senior Lead Commercial Banking Portfolio Managers, Independent Risk Management, and other Wells Fargo team members to identify and mitigate credit risks related to real estate collateral. Learn more about the career areas and business divisions at wellsfargojobs.com
In this role, you will:- Participate in complex credit initiatives including those that are cross functional with broad impact
- Assist in oversight on credit risk governance and across assigned businesses or functions
- Review and analyze complex credit performance, and potential or emerging credit risks that require in-depth evaluation of multiple factors including intangibles or unprecedented factors
- Execute appropriate strategies that ensure risk is within Wells Fargo's risk appetite
- Make recommendations in complex and multifaceted situations requiring sound understanding of credit and portfolio strategies that influence teams to meet deliverables and drive new initiatives
- Direct and coordinate the various activities related to assessing and predicting risk through business analysis or modeling
- Collaborate and consult with peers, colleagues, and middle to more experienced managers to resolve credit and portfolio issues, and achieve goals
- Lead projects and serve as a peer mentor
- Serve as a technical expert for management on moderately complex issues
Required Qualifications:- 2+ years of Credit Portfolio Consulting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:- 2+ years Commercial Real Estate experience
- Risk Management - ability to identify potential risks
- Ability to identify and solve problems independently
- Advanced proficiency in MS Excel, MS Access, and SharePoint
- Highly organized and proactive with an ability to manage multiple work streams
- Excellent communication skills; able to interact with business partners, peers, and senior management
- Dedicated and self-driven
- Ability to work and influence successfully within a matrixed environment and build effective business partnerships with all levels of team members
Posting Locations:- 10999 W. Interstate 10, San Antonio, TX
- 550 S. Tryon St., Charlotte, NC
- 600 S 4th Street Minneapolis, MN
Job Expectations:- This position is not eligible for Visa sponsorship
- This position offers a hybrid work schedule
- Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
Pay RangeReflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$77,000.00 - $133,000.00
Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Posting End Date:16 Oct 2025
* Job posting may come down early due to volume of applicants. We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
