If you’re passionate about helping people protect what matters most to them, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.
This Field Underwriter – Agribusiness (Farm) will oversee the Pacific Northwest territory, primarily Oregon, with possible responsibilities in Washington, Idaho, and Montana. Qualified candidates will reside in Oregon or Washington. Travel to visit agents within the territory is required.
This is a production-oriented role and will have corresponding goals and incentives based on production.
Job Description Summary
Do you enjoy the challenge of solving complex agribusiness underwriting issues? Our team is knowledgeable about all facets of farming and agriculture, loves to connect and build relationships and thrives on growing total premium by writing and retaining great business. If you like to win and have the flexibility and freedom to do your best work, we want to hear from you!
As a Senior Field Underwriter, you'll generate new, profitable agribusiness production from agencies in an assigned territory. We'll count on you to have an expert level of knowledge in agribusiness insurance contracts and be familiar with the various policy languages and endorsements. You'll partner with sales managers to extract new business from the agency force to review, quote, inspect and issue.
Job Description
Key Responsibilities:
Accepts, rejects, or modifies new agribusiness to ensure profitability, within delegated authority levels and company guidelines. Prices business according to underwriting and pricing guidelines and ensures standards for timelines are met.
Evaluates complex risk exposures accurately. Underwrites new business, reviews applications, selects business to quote and reject the business that is unacceptable, class and price according to guidelines. Underwriting also includes reviewing motor vehicle reports, financial reports and loss control reports.
Gathers competitive data, prepares reports and performs loss control inspections.
Conducts routine field inspections of accounts, with and without agents. Makes recommendations based on findings. Makes accurate assessments of future agency potential and communicates/discusses the assessment with agency partners in a positive and professional manner.
Maintains frequent visitation schedule with all assigned agents and establish the company as the agribusiness provider of choice for the agencies in the territory.
Manages heavy workload effectively and backs up other team members as needed.
Demonstrates a detailed understanding of regional office strategic direction and operating plans, including goals and objectives to achieve profit and growth.
Serves as a top underwriting resource. Provides professional development knowledge and insight to team members. May help train new field underwriters and provide them coaching as they develop in their role.
Conducts program and product orientation meetings in conjunction with the sales managers.
May perform other responsibilities as assigned.
Reporting Relationships: Reports to Manager or Director.
Typical Skills and Experiences:
Education: Undergraduate degree preferred. Pursuit of technical insurance coursework, such as CPCU, highly desirable.
Experience: Four to six years of experience in agribusiness underwriting and/or portfolio management preferred.
Knowledge, Abilities and Skills: Requires advance knowledge on all aspects of agribusiness underwriting practices, procedures, and policies. Thorough knowledge of agency operations and field agency support needs. Strong proficiency in loss control and risk management techniques. Strong sales skills to match the emphasis on production, including the ability to make presentations and meet with all agency personnel (owners and employees). Requires strong verbal and written communication skills; able to convey the agribusiness message in a positive manner to agents.
Other criteria, including leadership skills, competencies and experiences may take precedence.
Staffing exceptions to the above must be approved by the hiring manager’s leader and HR Business Partner.
Values: Regularly and consistently demonstrates Nationwide Values.
Job Conditions:
Overtime Eligibility: Not Eligible (Exempt)
Working Conditions: Requires the ability to relocate, and travel extensively in the field, service centers, agency offices and customer business locations. Must have and maintain a safe driving record. Must be able to stoop, bend and climb ladders to perform inspections.
ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.
Benefits
We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here.
Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.
NOTE TO EMPLOYMENT AGENCIES:
We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.
Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Sr Field Underwriter - Agribusiness : $72,000.00-$148,500.00The expected starting salary range for Sr Field Underwriter - Agribusiness : $80,000.00 - $120,000.00
