Overview
To lead, plan, and direct credit risk modeling and analytics function including, credit risk strategy development, and scorecards for the Lending Department. Responsible for optimizing underwriting strategies for all Lending asset types. Plan and direct credit risk modeling efforts including design and build of custom scorecards across the lending life cycle and optimization of credit line allocations/assignments. Serve as subject matter expert regarding business functions, systems, policies and procedures. Support executive management in developing and executing strategic plans. May act as VP in the incumbent’s absence.
Responsibilities
Qualifications
- Advanced knowledge of applicable federal and state, laws, rules and regulations that govern the functions of Consumer/Credit Card Lending
- Extensive progressively responsible experience leading and managing an analytics operation in a large financial institution, including operational and regulatory risks and controls
- Advanced knowledge of any of the following: credit risk management, asset/liability management, cost accounting, statistics, finance, and/or mathematic modeling
- Advanced knowledge of banking/financial industry trends, products and services
- Extensive experience in the use of statistical modeling software (e.g., R, Python, SAS or SPSS, etc.), and Credit Card Decisioning software (e.g., TSYS, etc.)
- Expert knowledge of Credit Scoring and Scorecard models
- Expert organizational, planning and time management skills
- Expert research, data mining/querying, analysis, and reporting skills, including proficiency in sophisticated statistical methods and modeling, forecasting, and cost/benefit/risk analysis
- Extensive experience demonstrating thought-leadership, initiative-taking, decision-making and creativity solving business problems
- Extensive experience managing multiple priorities independently and/or in a team environment to achieve goals
- Expert skill in results-oriented leadership in a challenging environment
- Expert skill in project management to include establishing and leading project teams; managing timelines/deadlines/resources; ensuring successful project implementation
- Extensive experience in working with all levels of staff, management, stakeholders, vendors
- Expert skill presenting findings, conclusions, alternatives and information clearly and concisely
- Extensive experience supervising and leading professional employees
- Expert skill in producing desired results and achieving goals and objectives
- Master's degree in Finance, Business Administration, or related field, or the equivalent combination of education, training, and experience
Desired Qualifications
PhD in Finance, Business Administration, or related field
CFA charter holder
Advanced knowledge of Navy Federal’s functions, philosophy, operations and organizational objectives
Hours: Monday - Friday, 8:00AM - 4:30PM
Location: 820 Follin Lane, Vienna, VA 22180
About Us
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Our approach to careers is simple yet powerful: Make our mission your passion.
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Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.
Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at medicalaccommodations@navyfederal.org or by calling 1-888-503-6013. This team cannot provide any information on job postings or application status.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.
Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
