Credit Risk Assessment & Transaction Review - Conduct in depth credit analysis of P&U; counterparties, including regulated utilities, IPPs, renewables, etc. - Participate in due diligence process for new transactions and client onboarding. Review lender presentations, coordinate with business units on the approval process, and assess covenant packages and structural protections. - Review trade requests from business / origination teams, evaluate sector specific risks, and understand credit exposure impact, tenor details, structure etc. - Assess exposure impact, tenor, collateral arrangements, ISDA/CSA terms, and transaction specific risk drivers. - Support underwriting of lending transactions, including revolvers, term loans, and structured lending facilities - Analyze borrower financials, business models, capital structures, cash flow resilience, and key lending risks. - Prepare comprehensive loan approval memos and recommendations for internal credit committees. Portfolio Management - Prepare annual and quarterly credit reviews, assign internal credit ratings, propose credit limits, and monitor limit usage and excesses. - Track and monitor industry trend and contribute to sector reviews and stress tests. - Prepare portfolio level reports highlighting rating changes, market developments, regulatory impacts, and concentration risks. - Develop presentations for senior management, firm committees, and regulatory reviews on sector trends and portfolio themes. - Bachelor's degree in Finance, Accounting, Economics, Engineering, or related quantitative field; advanced degree or CFA candidate a plus. - 2-4 years of experience in credit risk, project finance, corporate underwriting, or energy sector finance. - Understanding of U.S. power markets, utility regulatory, and project finance preferred. - Familiarity with master agreement documentation (ISDAs, CSAs, credit agreement, etc) and traded products. - Exceptional financial modeling and analytical skills, attention to detail, and ability to synthesize complex information. - Ability to work independently and manage multiple priorities in a fast paced environment. - Fluency in English required. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $100,000 and $140,000 year at the commencement of employment. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.
