If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.
Who We’re Looking For
We’re seeking early‑career talent who are eager to learn, grow, and build a long‑term career in Risk Management. We welcome candidates who have graduated since Spring 2024 or who expect to graduate by Spring 2026.
Location Requirement
This role requires working on‑site in Des Moines, IA for approximately 1–2 years to support onboarding, training, and collaboration. After that period, flexibility may be available depending on business needs and performance. This position follows a hybrid schedule (at least three days per week in the office).
About this Role
Inside Risk Management Consultants (IRMs) support Commercial Ag and Farm accounts under $100,000 in premium. They partner with agents and customers to identify risks, recommend solutions, and conduct virtual risk assessments, with occasional in‑person visits as needed. IRMs also create proactive risk‑management campaigns, assist with agency onboarding and training, and analyze loss trends to deliver resources that help prevent future losses.
Why This Role Is Great for Recent Graduates
This position is part of our long‑term strategy to grow the next generation of Risk Management talent. You’ll receive structured training, hands‑on experience, and support from leaders invested in your development. No prior experience needed—just curiosity, critical thinking, and a desire to help customers.
What You’ll Gain
A clear career path with guided learning
Skills in communication, investigation, negotiation, and decision‑making
Real‑world business exposure and cross‑functional collaboration
Mentorship from leaders and peers
A strong foundation for future specialist or leadership opportunities
Who Will Be Successful in This Role
Recent graduates with a bachelor’s degree in Business Administration, Agricultural Studies, Risk Management or Engineering
Experience with Agriculture and/or Farm is strongly preferred
Individuals who enjoy solving problems, connecting with people, and helping others
Self‑starters who are eager to learn and open to feedback
Candidates who value a supportive team culture and want to build a long-term career
Job Description Summary
Do you have a keen sense of observation, the ability to assess a situation and make recommendations to improve safety practices? If you are a consultant at heart, with an affinity for the agriculture and food industries and the desire to learn and use your knowledge to improve a variety of operations to assist in reducing their exposures to potential loss, we want to hear from you!
Our agribusiness risk management team is an integral part of our organization. We develop relationships with customers, perform survey work to look at property and casualty exposures and recommend improvements that decrease risk. Through collaboration we share our knowledge and expertise across Nationwide to enhance our agriculture insurance lines and their market position.
Under regular supervision, this role evaluates moderate to high complexity middle market risks. Conducts surveys of clients’ operations to identify and evaluate risk exposures associated with all lines of Property and Casualty insurance coverage. Job duties can include, visual inspection of operations and/or phone consultation with client representatives to determine underlying risk exposures and potential causes of loss. Works with the ambiguity of limited code enforcement and regulation. Determines if the risk controls in place are adequate to prevent or mitigate losses. Develops recommendations which will assist client with managing risk. Consults with Underwriting regarding exposures, controls and improvement opportunities. Writes comprehensive reports and recommendations that document clients’ hazards, exposures, controls and effectiveness of controls associated with all lines of insurance coverage.
Job Description
Key Responsibilities:
Researches client information using both internal and external resources. Researches client business history, industry and related technical information to prepare for a survey to be completed either by an onsite visit or phone. May manage vendors who will be completing the on-site survey.
Analyzes loss exposures and effectiveness of controls in place to mitigate them. Analyzes industry and client historical loss information for patterns or inherent exposures. Identifies improvement opportunities and service opportunities based on the loss trends or data. Communicates potential services and/or solutions to customers enabling them to manage their risk. Coordinates services internally and requests assistance from specialists and engineers as needed.
Advises Underwriting on risk insurability and coverages. Determines effectiveness of client’s operational risk control techniques by line of business. Identifies improvement opportunities and provides recommendations to assist client in risk management. Determines when additional internal assistance is needed to help clients improve property and casualty risk management programs.
Manages travel and personal workload and/or a vendor(s) assigned to complete surveys to meet agreed upon timelines. Job duties can include, providing vendors insurance-based questions to help them obtain the information that is required to properly evaluate the risk exposures and auditing vendors to ensure that quality work is being received and directives are being followed.
Consults with Underwriting pertaining to account rehabilitation and may work directly with those accounts to make them insurable. Consults with clients, internal business partners and agents regarding risk analysis, recommendations and service needs.
Creates comprehensive technical reports and recommendations that address the hazards and controls associated with the client’s business, insurance needs and coverage. Completes assigned surveys based on established time and service standards. Communicates, both verbally and in writing, recommendations for risk reduction to underwriting, clients and agent partners. May be responsible for analyzing data and completing state-required compliance reports, as well as communicating with the appropriate State Official.
Responsible for a portfolio of clients. Required to work in partnership with the clients, internal associates and agent partners to mutually benefit all parties.
Participates in training classes, department and company meetings. Assists in the creation of a professional development plan with direct manager or director and is accountable for professional development progress.
May perform other responsibilities as assigned.
Reporting Relationships: Reports to manager or director. Does not have direct reports.
Typical Skills and Experiences:
Education: BS/BA studies in insurance, risk management, agriculture, food, engineering, business administration, safety-related field desired, or equivalent experience.
License/Certification/Designation: Licenses: Associates must obtain the required Federal and/or State licenses/registrations within the time period designated by the business unit. Additional licenses/registrations maybe required when new products and services are implemented. If an associate fails or is unable to obtain required licenses/registrations within the time period designated by the business unit, the associate may be ineligible to continue in the position. Designation: Must work towards associated insurance designations.
Experience: Prefer one to three years’ experience in the commercial underwriting, commercial claims adjusting, loss control/safety, or associated commercial insurance fields.
Knowledge, Abilities and Skills: Must work to obtain knowledge of worker’s compensation, fleet, general liability and property insurance coverage. Working knowledge of risk management issues, loss drivers and risk controls associated with various commercial industries. Good verbal and written communication skills to interact with all levels of internal and external contacts. Must possess a desire to learn, grow and develop as a risk management professional. Interpersonal skills to interact with leadership, internal business partners and peers. Ability to prioritize work/time. Ability to operate a personal computer and learn/use applicable systems. Ability to consistently and effectively communicate on exposures and controls of exposures through efficient reports.
Other criteria, including leadership skills, competencies and experiences may take precedence.
Staffing exceptions to the above must be approved by the hiring manager’s leader and HR Business Partner.
Values: Regularly and consistently demonstrates the Nationwide Values.
Job Conditions:
Overtime Eligibility: Exempt (Not Eligible)
Working Conditions: Must be able to conduct physical surveys inspections. Must be able to climb, stoop, bend, balance on various heights, crawl and lift up to 50 lbs. May require relocation. This maybe an office-based or field-based position. May require frequent and overnight travel. Must have a valid driver’s license with satisfactory driving record in accordance with Nationwide standards.
ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.
Benefits
We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here.
Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.
Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247.
NOTE TO EMPLOYMENT AGENCIES:
We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.
Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Representative, Risk Management - P&C : $60,900.00-$113,300.00The expected starting salary range for Representative, Risk Management - P&C : $60,900.00 - $91,300.00
