About this roleWells Fargo is seeking a
Credit Risk Senior Manager who will lead and develop a specialized teams of professional individual contributors responsible for delivering moderate- to high-complexity, high-risk products across deposit new account and risk analytics functions. You will serve as a strategic leader, partnering cross-functionally to drive sound credit risk outcomes while supporting business growth initiatives. The successful candidate will have the opportunity to lead the architecture of data within deposit credit risk while driving innovative solutions for customer origination efforts in the banks' retail portfolio.
In this role, you will:- Build, lead, and develop high-performing teams focused on delivering complex, high-risk deposit and new account products across analytics and risk domains.
- Provide expert support and advisory services to cross-functional stakeholders and internal partners, ensuring compliance with established credit policies and governance standards.
- Identify opportunities to enhance customer onboarding procedures and define credit treatment guidelines aligned with evolving business strategies and growth objectives.
- Drive the advancement of data management and analytics strategy, leveraging advanced analytical techniques to improve data visualization for senior leaders and optimize the retention, integrity, and use of underlying data sources.
- Partner closely with transaction risk and fraud teams to lead highly complex, cross-functional monitoring efforts, enabling a comprehensive and integrated view of credit and fraud risk.
- Lead the New Account Credit Risk team by making strategic decisions to resolve highly complex issues, ensuring delivery against elevated risk management standards and business objectives.
Required Qualifications:- 7+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
- 3+ years of management or leadership experience.
Desired Qualifications:- 7+ years experience working within a complex financial services organization.
- Demonstrated track record of delivering strong results within a critical position under tight timelines.
- Knowledge of deposit products through the product development and customer lifecycles.
- Thorough understanding of risk management principles and how they apply to highly regulated products.
- Ability to think critically and drive complex problems into simple solutions in plain English.
- Adept at synthesizing large amounts of data, re-directing new and emerging talent, and managing large scale product changes across critical areas of business.
- Highly collaborative mentality with a demonstrated ability to manage meeting business objectives and risk management requirements.
- Hands-on approach to improving and teaching teammates to ensure work product is sufficiently robust ahead of required submissions.
- Enterprise mindset as it relates to creating the future of data within deposits risk and CBL organization more broadly; manage stakeholders internally (within risk) and externally across the technology organization.
Work Locations: - 401 S Tryon St - Charlotte, North Carolina
- 401 W Las Colinas Blvd - Irving, Texas
- 600 S 4th St - Minneapolis, Minnesota
- 1150 W Washington St - Tempe, Arizona
- 800 S Jordan Creek Pkwy - West Des Moines, Iowa
- 114 North Beaumont Street - D Bldg, Saint Louis, Missouri
Job Expectations:- Required location listed above. Relocation assistance is not available for this position.
- This position currently offers a hybrid work schedule.
- This position is not eligible for VISA sponsorship.
Pay RangeReflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$185,000.00 - $300,000.00
Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Posting End Date:10 May 2026
* Job posting may come down early due to volume of applicants. We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
