Wells Fargo Corporate & Investment Banking delivers a comprehensive suite of capital markets, banking, and financial products and services. A trusted partner to our clients, we provide corporate and transactional banking, commercial real estate lending and servicing, investment banking, equity and fixed income solutions including sales, trading, and research capabilities to corporate, commercial real estate, government, and institutional clients across the globe.
Banking is responsible for the origination, execution, and portfolio management of all corporate banking products and services, including credit, treasury management, and deposits; providing coverage and execution for all investment banking solutions, including capital raising, subscription finance, and mergers & acquisitions (M&A).
About this role: Wells Fargo is seeking a Corporate Banking Associate to add to our Capital Management Strategy team in Charlotte, NC. This position will report to Capital Optimization & Returns in Corporate Investment Banking (CIB), within the broader Capital & Portfolio Management organization. This role will assist in overseeing strategic efforts and day to day activities related to structure and pricing of capital being deployed, client relationship profitability, and portfolio analytics, including influencing capital and balance sheet decisions that achieve organizational goals, drive responsible loan growth, higher revenue and profitability. This role will be critical in CIB Banking's capital allocation committee, banker relationship performance accountability, macro portfolio performance against expectations, and optimization of capital deployment in the portfolio. This role will work with the CIB Coverage/ Underwriting teams and support partners across the organization.
In this Role, you will: - Manage routines and builds out processes aimed towards consistent and standardized Reporting and Analytics
- Drive and enable data-driven product innovation and optimization through outcomes-oriented analytics and understanding of the business
- Assess the return on capital of prospective borrowers and provide creative solutions for maximizing returns on capital while satisfying both the client and bank's goals
- Develop and maintain a deep understanding of the portfolio at the client, industry and macro level in order to assess RWA and Regulatory Capital and craft value added solutions
- Partner with coverage and product partners to create portfolio and client level strategies
- Interact with key stakeholders including Corporate Banking, Underwriting, Corporate Treasury and other support partners on a regular basis to understand requirements, develop and communicate effective solutions
- Understand profitability/pricing tool and act as a consultant/advisor to teams through the modeling and capital review process and drive improvements to the tool by partnering with technology, finance, and other key stakeholders
- Ensure the appropriate processes and routines are in place to maintain an effective control environment
- Build real-time awareness for Top of House management on spread and loan volume, including loan origination and re-pricing spreads
Required Qualifications: - 2+ years of Corporate Banking Relationship Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications: - Foundational understanding of wholesale credit, capital markets, corporate lending, and regulatory capital concepts
- Familiarity with portfolio management practices, RWA methodologies, or profitability frameworks
- Experience working with large datasets or reporting/BI tools
- Demonstrated interest in developing expertise in capital optimization, portfolio strategy, and credit risk
- Strong Excel skills (modeling, financial calculations, data analysis)
- Strong PowerPoint skills, with the ability to produce executive-ready presentations
- Strong analytical, problem-solving, and organizational skills
- Excellent verbal, written, and interpersonal communication skills
- Ability to work independently, manage multiple priorities, and collaborate across teams
Job Expectations:- Willingness to work on-site in accordance with current office requirements
- Registration for Securities Industry Essentials (SIE) exam must be completed within 90 days of hire date if it is not available for transfer upon hire.
- Registration for FINRA Series 63 must be completed within 90 days of hire date if it is not available for transfer upon hire.
- Registration for FINRA Series 79 must be completed within 90 days of hire date if it is not available for transfer upon hire.
- This position is subject to FINRA background screening requirements. Candidates must successfully complete and pass a background check prior to hire. In accordance with FINRA rules, individuals who are subject to statutory disqualification are not eligible to be associated with a FINRA-registered broker-dealer. Successful candidates must also meet and comply with ongoing regulatory obligations, which include periodic screening and mandatory reporting of certain incidents.
- Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.
Posting Locations: - 550 S Tryon St - Charlotte, North Carolina 28202
Posting End Date: 6 May 2026
*Job posting may come down early due to volume of applicants. We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
