Who we are:
Guaranteed Rate Affinity, LLC (“Guaranteed Rate Affinity”) is a joint venture between Guaranteed Rate, Inc (NMLS: 2611) and Anywhere Real Estate Inc. Through this joint venture, Guaranteed Rate Affinity provides mortgage origination services to the clients of more than 700 Coldwell Banker and select Sotheby’s International Realty offices owned by NRT LLC, a subsidiary of Anywhere and the nation’s largest residential real estate brokerage company. In addition, Guaranteed Rate Affinity markets its services to consumers and unaffiliated realtor referral sources.
What’s the Role?
Guaranteed Rate Affinity is currently seeking a hard-working, dedicated Closer to join our innovative and passionate team and work remotely.
Essential Duties and Responsibilities
- Preparation of all loan-closing documents, and ensuring accuracy for fully compliant mortgage loan
- Review documents for any errors prior to authorizing title company to fund the loan
- Communicate with the Pod and Title Company for timely, error and delay free closing
- Confirm loans meet investor requirements, including investor guidelines for title and insurance, using various department lists and checklists
- Review all closing details to ensure compliance with all state and Federal regulations
- Work with borrowers and title companies to clear outstanding closing conditions required to fund the loan
- Prepare Closing Package and final Closing Disclosure utilizing Encompass and DocMagic software
- Balance wire amount with the title company and order the wire from the Warehouse Department
- Coordinate with Post Closing to clear any post-closing deficiencies associated with the file
- Available for all closings and fundings; coordinate with a backup during time off
- Cooperate and work effectively with others to maintain an amicable, high performing workplace
- General office responsibilities that may include, light typing, file maintenance, report distribution
- Complete tasks in a timely manner and work amicably with others
- Other duties and responsibilities as assigned
MINIMUM QUALIFICATIONS:
Education or Formal Training:
- High school diploma or equivalent required
- Associate’s degree or equivalent preferred
Experience:
- Minimum of two years residential mortgage lending experience required, one-year closing experience preferred
- TILA / RESPA Integrated Disclosure Rule (TRID) experience required
- Experience with Encompass, DocMagic, and IDS software preferred
Knowledge, Skills & Abilities:
- Knowledge of TILA/RESPA Integrated Disclosure Rule (TRID)
- Knowledge of mortgage management software and basic computer skills
- Ability to work a fast-paced environment that will require strong organizational skills
- Strong oral and written communication skills, with a customer-service focus
- Excellent time-management skills with ability to multitask and meet deadlines
- Ability to exercise independent judgment calls based on knowledge of Federal and state regulatory requirements
- Advanced math and calculation skills with strong data analytics and validation skills
NOTE: This job description is not intended to be an exhaustive list of all duties, responsibilities or qualifications associated with this job. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.
Guaranteed Rate Affinity is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.