About this role:Wells Fargo is seeking a Lead Credit Portfolio Consultant who will travel on-site to tour, assess, consult, and inspect agricultural collateral within our portfolio.
In this role, you will:- Lead complex credit initiatives including those that are cross functional with broad impact
- Develop and implement strategies, programs, and policies with a direct and significant impact on credit risk appetite and culture
- Provide oversight on credit risk governance and across assigned businesses or functions
- Review and analyze complex credit performance, and potential or emerging credit risks that require in-depth evaluation of multiple factors including intangibles or unprecedented factors
- Develop appropriate strategies that ensure risk is within Wells Fargo's risk appetite
- Make decisions in complex and multifaceted situations requiring sound understanding of credit and portfolio strategies that influence teams to meet deliverables and drive new initiatives
- Direct and coordinate the various activities related to assessing and predicting risk through business analysis or modeling
- Collaborate and consult with peers, colleagues, and middle to more experienced managers to resolve credit and portfolio issues, and achieve goals
- Lead projects, teams, or serve as a peer mentor
- Serve as a technical expert for management on high complex issues
Required Qualifications:- 5+ years of Credit Consulting Portfolio experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:- Knowledge and understanding of California agriculture including dairy, livestock, and crop industries
- Knowledge and experience with crop production reports
- Ability to identify operating/industry risk
- Ability to assess management strengths/weaknesses
- Ability to assess cost of production
- Ability to perform on-site visits for crop, dairy, cattle inspections
- Ability to work in a fast-paced deadline driven environment
- Strong organizational, multi-tasking, and prioritizing skills
- Excellent verbal, written, and interpersonal communication skills
- Strong attention to detail and accuracy skills
- Ability to work effectively, as well as independently, in a team environment
Job Expectations- Ability to travel 95% of the time
@RWF22
Pay RangeReflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$122,200.00 - $217,200.00
Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Posting End Date:* Job posting may come down early due to volume of applicants. We Value DiversityAt Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.