Payments Domain Architect
The Payments Domain Architect is a critical leadership role responsible for defining and overseeing the architecture for payment solutions within an organization. This individual ensures the seamless integration of payment systems, compliance with regulatory requirements, and alignment with business goals. The Payments Domain Architect works closely with business stakeholders, technical teams, and external partners to deliver scalable, secure, and innovative payment capabilities. Successful candidates will exhibit excellent communication and stakeholder management skills with the ability to influence and guide cross-functional teams. This role requires strong analytical and problem-solving capabilities. This role is ideal for a forward-thinking architect passionate about innovation in the payments space and driving business transformation through technology.
Key Performance Indicators (KPIs) include:
- Successful delivery of payment system initiatives on time and within budget.
- Reduction in payment processing errors and downtime.
- Compliance with regulatory and security requirements.
- Positive feedback from business stakeholders and end-users.
Position Responsibilities:
Strategic Leadership
- Define and maintain the architecture roadmap for payment solutions, aligning with organizational objectives and industry best practices.
- Provide strategic direction for the adoption of new payment technologies and innovations.
- Ensure alignment between business needs, technology strategies, and payment processes.
Solution Design and Development
- Design end-to-end payment solutions, covering systems such as payment gateways, processors, fraud detection, and settlement systems.
- Evaluate and recommend tools, platforms, and frameworks for payment processing.
- Drive the design and implementation of APIs and integrations for internal and external payment systems.
Compliance and Security
- Ensure compliance with regulations such as PCI-DSS, PSD2, and other industry standards.
- Design architectures with robust data protection, encryption, and fraud prevention measures.
- Regularly assess and mitigate risks associated with payment systems.
Stakeholder Collaboration
- Partner with business leaders to translate payment requirements into technical solutions.
- Collaborate with product teams to develop user-centric payment features and experiences.
- Liaise with external vendors, partners, and financial institutions to ensure smooth integration and operation.
Governance and Standards
- Define architectural principles, standards, and guidelines for payment systems.
- Conduct architecture reviews and ensure solutions align with enterprise architecture principles.
- Provide technical mentorship and guidance to engineering teams.
Position Qualifications:
- Bachelor's Degree from an accredited university in Computer Science, Engineering or in a Technology related field, OR equivalent through a combination of education and/or technology experience, OR 12 years of technology experience
- 8 years of architecture experience
- 8 years of experience leading large, complex/critical technology projects
- 8 years of experience influencing strategy for large organizations
- 6 years of experience leading and mentoring others
- This position is not eligible for sponsorship. Must have indefinite employment authorization.
Preferred Qualifications:
- Master’s Degree in Computer Science, Information Technology, or related field
- 10+ years of experience in IT, with 5+ years in a payments-related domain
- Strong experience in solution architecture and system integration, especially in payments
- In-depth understanding of payment processing systems, protocols (e.g., ISO 20022, SWIFT, NACHA), and technologies
- Hands-on experience with payment gateways, card networks, digital wallets, and real-time payments
- Knowledge of cloud platforms (e.g., AWS, Azure, GCP) and microservices architectures
- Familiarity with compliance and regulatory frameworks (e.g., PCI-DSS, GDPR, PSD2)
Category C - Days in the office will either be designated days or will vary week to week from 2-5 days
8:00am - 5:00pm Monday - Friday
To Be Determined Based on Individual Experience
About Comerica
We know our employees are critical to our overall success and we are dedicated to investing in their future. One of the ways we do this is to offer a comprehensive Total Rewards package designed to recognize and reward individual performance, as well support health, well-being, development and security for our colleagues and their family. Total Rewards consists of cash compensation, development and flexible benefit programs designed to meet individual needs today and in the future. Your salary will be commensurate with your work experience and our programs are reviewed regularly to ensure each remain competitive. We are proud to offer benefits such as health and welfare programs, strong retirement benefits, and generous paid time off programs. You and your eligible family members, including domestic partners and their children, can participate in medical, dental, and vision benefits, 401(k) and pension, income protection benefits such as life insurance, AD&D, and supplemental health programs to offset unexpected health care expenses. We also have a variety of time off programs for things like vacation, sick time, disability, and parental leave. Eligibility for some programs varies based on employment status and tenure.
Upon offer, Comerica conducts a comprehensive background and fingerprint check.
NMLS certification requirement: where applicable, a favorable background check screening, credit check, fingerprint check, and NMLS certification is required in accordance with the SAFE Act.
Comerica Incorporated (NYSE: CMA) is a financial services company headquartered in Dallas, Texas, and strategically aligned into three major business segments; the Commercial Bank, the Retail Bank, and Wealth Management. Comerica's colleagues focus on relationships, and helping people and businesses be successful. In addition to Texas, Comerica Bank locations can be found in Arizona, California, Florida and Michigan, with select businesses operating in several other states, as well as in Canada and Mexico.
Comerica is proud to be an Equal Opportunity Employer - veterans/individuals with disabilities, committed to workplace diversity.
