About this role:Wells Fargo is seeking a Senior Lead Credit Risk Officer to create and maintain critical Blaze strategies for Deposit Risk transaction risk strategies under the Consumer, Small and Business Banking, Chief Risk Officer Group.
The Deposit Risk team manages real-time transactions that decision check deposits, check cashing and other transactions. These strategies are ever evolving and require weekly changes and occasional refactoring.
In addition to maintaining the various Blaze projects the role is expected to provide credible challenge to the analytics team based on both expert knowledge of the object model and data but also the business purpose.
In this role, you will:- Deliver solutions that are long-term, large-scale and require vision, creativity, innovation and coordination of highly complex activities
- Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
- Interact with internal and external customers, including various vendors
- Collaborate with business for oversight of risk management
- Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics
- Maintain existing suite of Blaze projects, including updates to schemas and upgrading Blaze versions
- Refactor existing rule base as needed to improve efficiency and possibly leverage new data sources
- Partner with the analytics team to refine complex requirements before implementation and testing
- Consult on current capabilities of Blaze and the transactional environment for partners in the line of business and also the technology group
- Apply line of business and subject matter expertise to serve as a consultant and resource on key initiatives
- Evaluate and size new data sources and features for potential integration into real time decisioning
- Create / update / maintain very complex Business Object Model and it's related data
- Create and/or maintain rule flows, decision tables, rule sets, functions in Blaze 7.8, or higher
- Import object model jars and other model jar files using Eclipse IDE
- Unit test code changes via Eclipse IDE
- Utilize your knowledge of tasks done in Blaze IDE such as building the project, compiling the project, running the project and troubleshooting using debugging options
Required Qualifications:- 7+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:- 7+ years of experience developing complex FICO Blaze projects
- 4+ years of experience with SAS or SQL
- Experience with FICO Blaze, Falcon RMAs and FICO Platform / Decision Modeler or equivalent products
- Experience creating rule templates & ruleset templates using Blaze Advisor
- Understanding of modern message technologies such as XML, JSON, YAML
- Strong analytical skills with high attention to detail and accuracy
- Excellent verbal, written, and interpersonal communication skills
- A Master's degree or higher in a related field such as Computer Science
- Familiarity with complex data models and structures
- Familiarity with Wells Fargo's application test environment
- Knowledge and experience in demand deposit system applications
- Excellent metadata documentation skills including experience with Atlassian Confluence
- Experience using Atlassian Jira as a workflow tool
- Self-starter in conjunction with being a team builder (role is fairly autonomous and will require an individual who is good at managing multiple priorities, tight deadlines, and meeting expectations without a tremendous amount of supervision while simultaneously working in a collaborative team setting)
Posting Locations:- 401 S. Tryon Street - Charlotte, North Carolina
- 1445 Ross Ave - Dallas, Texas
- 600 Wells Fargo - Minneapolis, Minnesota
- 800 S. Jordan Creek Pkwy - West Des Moines, Iowa
- 114 N. Beaumont Street - Saint Louis, Missouri
- 1150 W. Washington - Tempe, Arizona
Job Expectations:- Ability to work at one of the approved locations in the job posting
- This position currently offers a hybrid work schedule
Pay RangeReflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$144,400.00 - $300,000.00
Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Posting End Date:7 Apr 2025
* Job posting may come down early due to volume of applicants. We Value DiversityAt Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
