Wells Fargo is seeking an
Associate to support the
Portfolio Strategy & Credit Administration and
Capital Optimization & Returns teams within the Corporate & Investment Bank (CIB). This role plays a key part in managing the CIB credit portfolio, evaluating capital deployment, and supporting leadership with high-quality insights and materials. This unique opportunity provides exposure from both a risk management/strategy as well as business capital and returns perspective. The Associate will collaborate with partners across Coverage, Underwriting, Corporate Treasury, Finance, and Enterprise Risk to support disciplined portfolio management, strategic growth strategy, and improved returns. This position is suited for individuals with strong analytical skills, exceptional Excel and PowerPoint capability, and an interest in capital, credit, and portfolio strategy.
In this Role, you will support: Capital Optimization - Assist in evaluating return on capital for new and existing transactions
- Utilize profitability and pricing tools to assess capital efficiency
- Contribute to efforts that improve capital deployment, enhance return frameworks, and strengthen data quality
Portfolio Strategy & Credit Administration - Monitor portfolio trends, credit policy exceptions, industry exposures, and emerging risk themes
- Assist in regulatory reporting processes, limit framework tracking, and enterprise-wide portfolio routines
Analytics, Reporting & Presentations- Develop and maintain standardized reporting, dashboards, and recurring analytics for portfolio performance, capital usage, industry trends, and asset quality
- Analyze client-level, industry-level, and portfolio-level data to support capital allocation, RWA assessments, regulatory capital considerations, return analyses, and inherent risk management
- Produce polished, executive-ready PowerPoint presentations for senior management, capital and risk committees, and cross-functional forums
- Assist on materials related to spread performance, loan origination trends, repricing, and macro portfolio outcomes
Cross-Functional Collaboration- Partner with Underwriting, Treasury, Coverage, Finance, and Risk to gather inputs and create materials for transaction and portfolio reviews
- Participate in cross-functional initiatives aimed at enhancing portfolio monitoring, standardizing analytics, and improving reporting infrastructure
Required Qualifications: - 2+ years of Corporate Banking Relationship Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications: - Foundational understanding of wholesale credit, capital markets, corporate lending, and regulatory capital concepts
- Familiarity with portfolio management practices, RWA methodologies, or profitability frameworks
- Experience working with large datasets or reporting/BI tools
- Demonstrated interest in developing expertise in capital optimization, portfolio strategy, and credit risk
- Strong Excel skills (modeling, financial calculations, data analysis)
- Strong PowerPoint skills, with the ability to produce executive-ready presentations
- Strong analytical, problem-solving, and organizational skills
- Excellent verbal, written, and interpersonal communication skills
- Ability to work independently, manage multiple priorities, and collaborate across teams
Job Expectations:- Ability to work in a fast-paced environment with strict deadlines
- Ability to interact with senior leaders and cross-functional partners
- Willingness to work on-site in accordance with current office requirements
- Registration for Securities Industry Essentials (SIE) exam must be completed within 90 days of hire date if it is not available for transfer upon hire.
- Registration for FINRA Series 63 must be completed within 90 days of hire date if it is not available for transfer upon hire.
- Registration for FINRA Series 79 must be completed within 90 days of hire date if it is not available for transfer upon hire.
- This position is subject to FINRA background screening requirements. Candidates must successfully complete and pass a background check prior to hire. In accordance with FINRA rules, individuals who are subject to statutory disqualification are not eligible to be associated with a FINRA-registered broker-dealer. Successful candidates must also meet and comply with ongoing regulatory obligations, which include periodic screening and mandatory reporting of certain incidents.
- Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.
Additional Compensation Details:- Base Pay: $125,000-175,000
- May be considered for an annual discretionary bonus
Work Location:- Charlotte, NC
- New York, NY
Pay RangeReflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$100,000.00 - $196,000.00
Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Posting End Date:13 Feb 2026
* Job posting may come down early due to volume of applicants. We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
