Work in a fun, fast-paced environment designing new and improved banking technology for clients (mobile apps, websites, embedded AI etc.). Design innovative new products with market-leading competitive advantages that revolutionize how people manage and spend their money. Create a vision, strategy, and roadmap for digital banking product offerings. Deliver new products by partnering directly with technology, business, and operations teams to define and write requirements, manage the overall project plan, and execute deliverables. Lead client research, requirements development, and user experience design for new digital products. Support usability testing and translate findings into product improvements that drive increased adoption. Research and analyze the digital banking and wealth management industries, with a focus on cash management and digital payments. Present findings to executive management, and drive change execution aligned with Wealth Management priorities 8+ years of professional experience in wealth management, retail banking, and/or consumer financial technology. 8+ years of professional experience in technology product management and design. Software development lifecycle experience preferred. BA/BS required; MBA (or advanced degree) preferred. Deep understanding of web and mobile technologies Deep understanding of Retail Banking competitive landscape and emerging technologies Sharp focus on usability and design Excellent relationship building capabilities with internal and external partners Understanding of Banking business risk and control mechanisms Independent initiative and ability to operate in a fast paced environment Strong attention to detail in both technical and non-technical capacity Strategic thinker able to define and evaluate alternatives, and translate goals into specific project tasks Excellent communicator with solid written and verbal presentation skills Solid business understanding to align product goals with organizational objectives Effective communication to collaborate and influence more junior team members and stakeholders Analytical skills to dive deep into data, identify trends, and inform product decisions. Technical proficiency to understand the development process and support implementation Problem-solving ability to navigate challenges and refine solutions Team collaboration to work closely with cross-functional teams and foster a productive environment. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $110,000 and $190,000 per year at the commencement of employment. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.