Calling all innovators – find your future at Fiserv.
We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day – quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.
Job Title
Junior Underwriting Analyst
About the Role
As a Junior Underwriting Analyst, you will support credit analysis and underwriting activities for prospective and existing merchant accounts. In this entry‑level role, you will review credit information, analyze basic financial documentation, and assist in identifying risk indicators while working within established credit policies and procedures.
This role is designed for candidates early in their underwriting or financial services career who are looking to build foundational credit and risk analysis skills with training, guidance, and structured decision frameworks.
What You Will Do
- Review consumer and business credit reports to support creditworthiness assessments for new and existing merchant accounts.
- Analyze basic financial documentation, including bank statements and processing activity, to identify potential risk indicators.
- Monitor account activity that exceeds predefined risk thresholds and escalate findings to senior underwriters or leadership for review.
- Apply established underwriting guidelines and credit policies consistently to support sound credit decisions.
- Assist with risk and fraud investigations by gathering documentation and clearly documenting findings.
- Maintain accurate and organized underwriting records in accordance with compliance and audit standards.
- Communicate professionally with internal partners, sales teams, and stakeholders to obtain required information and resolve underwriting inquiries.
- Manage an individual underwriting queue to ensure timely and accurate processing of applications.
- Participate in training, coaching, and team meetings to build underwriting knowledge and decision‑making skills.
Experience You’ll Need to Have
- Ability to review and interpret credit reports and basic financial documents.
- Strong attention to detail with effective organizational and time‑management skills.
- Comfort working in a queue‑based, deadline‑driven environment.
- Basic proficiency with Microsoft Office tools (Outlook, Excel, Word).
- Strong written and verbal communication skills.
- Willingness to learn underwriting policies, risk concepts, and financial analysis techniques.
What Would Be Great to Have
- Bachelor’s degree in Finance, Accounting, Business, or a related field (or equivalent experience).
- 1–2 years of experience in underwriting, credit analysis, risk, financial services, merchant processing, or a related role.
- Familiarity with third‑party credit tools such as LexisNexis or similar platforms.
- Internship or academic exposure to financial analysis or risk assessment.
Sponsorship:
- You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.
Benefits at Fiserv:
- Fuel Your Life program to support physical, financial, social, and emotional well-being
- Paid holidays and generous time away policies
- No-cost mental health support through Employee Assistance Programs
- Living Proof program to recognize your peers’ extra effort with points used for rewards
- Eight Employee Resource Groups to foster a collaborative culture
- Unparalleled professional growth with training, development, and internal mobility opportunities
- Retirement planning and discounted shares with the Employee Stock Purchase Plan
- Medical, dental, vision, life, and disability insurance options available day one
- Tuition assistance and reimbursement program
- Paid parental, caregiver, and military leave
This role is not eligible to be performed in Colorado, California, District of Columbia, Hawaii, Illinois, Maryland, Minnesota, New Jersey, New York, Nevada, Rhode Island or Washington.
It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.
Please note that salary ranges provided for this role on external job boards are salary estimates made by outside parties and may not be accurate.
Thank you for considering employment with Fiserv. Please:
- Apply using your legal name
- Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).
Our commitment to Equal Opportunity:
Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.
If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact AskHR.US@fiserv.com. Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv’s Disability Accommodation Policy for additional information.
Note to agencies:
Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.
Warning about fake job posts:
Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.
