Ally and Your Career
Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?
Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.
The Opportunity
Analysts are hired into CF’s lending teams based in New York and Bethesda. This position is an industry generalist analyst role. Individuals at this level work under the supervision of more senior team members in identifying, analyzing, closing, and monitoring middle market senior secured loans. Over time, an analyst increasingly works independently and develops the skills necessary to due diligence, structuring and document negotiations.
The Work Itself
The Work Itself
- Assist in evaluation of investment opportunities; develop credit theses and financial models by leading and coordinating all transaction due diligence including analysis of financial performance, collateral analysis, site/management meetings, competitive landscape, industry trends, and identification of other company-specific strengths/risks
- Interpretation of historical and projected financial information
- Prepare financial modeling using spreadsheets, including transaction summaries, pricing models, and cash flow models
- Assist the portfolio management team in analyzing financial statements on portfolio accounts and tracking performance trends
- Assist in ensuring regulatory compliance
- Calculation of debt repayment capacity
- OFAC/CIP/AML/Flood Insurance/Background Checks
- Risk rating analysis
- Appraisals and Environmental Reports
- Assist with special projects
- Assist in the preparation of internal approval documents provided the credit committee, detailing credit worthiness and risk assessment
- Work towards understanding and adapting to Ally’s credit culture
- Leveraging AI to drive efficiencies across the business
The Skills You Bring
Program eligibility: must be graduating between July 2026 and June 2027
BA or BS in Accounting, Finance or Economics; dual major preferred
- Excellent communication (verbal and written), interpersonal and organizational skills
- Highly analytical, detail oriented with problem solving capability
- Ability to work independently with demonstrated strong time management skills
- High level of accountability and the ability to effectively prioritize tasks
- Highly motivated, self-starter
- Technical skills: MS Office, Word, Excel, PowerPoint; Bloomberg, experience with financial projection models desirable
Minimum Qualifications
- 1+ years of experience
- Bachelor's degree required
- High school Diploma or GED equivalent
How We'll Have Your Back
Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:
Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf
Who We Are:
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email hrpolicy@ally.com with details of your accommodation request.
Base Pay Range
$100,000.00 - $100,000.00
An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.
Incentive Compensation:
This position is eligible to participate in our annual incentive plan.
