Risk Management - Leveraged Finance Investment Banking Credit Risk - Healthcare - Vice President

JPMorgan Chase & Co. • Los Angeles, CA, United States • 1d ago

As an Investment Banking Credit Risk Vice President in Risk Management and Compliance, you will make and support credit decisions for a portfolio of healthcare clients while balancing risk and return for the firm. You will collaborate with investment banking partners to evaluate credit requests, structure solutions, and provide clear, well-supported recommendations. You will maintain a forward-looking view of portfolio risk through ongoing monitoring, risk rating discipline, and early issue identification. You will help reinforce a strong risk and control culture through consistent application of credit policies and sound documentation practices.

Job Responsibilities

Identify key risk factors across clients, transactions, and healthcare sub-sectors and communicate a forward-looking risk view
Lead and participate in client due diligence through meetings and analysis to deepen understanding of business performance and management strategy
Build and apply financial models to assess key value drivers and incorporate forward-looking scenarios into credit views
Structure financing solutions using corporate finance and accounting expertise, aligned to the risk assessment
Prepare, review, and present credit approval materials in line with credit risk policies and standards
Review and negotiate legal documentation to ensure terms align with approvals and are appropriate for the risk profile
Monitor the portfolio and maintain accurate risk ratings that reflect a current, forward-looking view of each client
Identify emerging deterioration early and drive proactive risk management actions for problem situations
Produce periodic portfolio summaries and annual review materials for senior management
Support development of junior talent through coaching, training, and feedback
Partner with analysts, middle office, and data teams to maintain accurate and timely credit system information

Required Qualifications, Capabilities, and Skills

Bachelor’s degree and 7+ years of commercial banking or investment banking lending experience, including credit analysis, deal structuring, and client coverage
Strong understanding of financial products, corporate finance, financial modeling, and market dynamics
Advanced knowledge of financial statements and accounting principles
Experience preparing credit approval materials and applying credit risk policies and controls
Experience reviewing and negotiating documentation related to credit agreements
Knowledge of derivatives products and related documentation, including standard master agreements and collateral documentation
Strong analytical skills with the ability to form sound, well-supported credit judgments
Ability to manage multiple priorities and deliver high-quality work in time-sensitive environments

Preferred Qualifications, Capabilities, and Skills

Master of Business Administration or Chartered Financial Analyst designation
Strong verbal and written communication skills, including the ability to present to senior stakeholders
Demonstrated ability to influence outcomes through clear recommendations and effective partnership
Experience leading client diligence discussions and negotiating with external counterparties
Demonstrated comfort operating in a demanding environment while managing multiple concurrent workstreams

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.