Who we are:
Guaranteed Rate Affinity, LLC (“Guaranteed Rate Affinity”) is a joint venture between Guaranteed Rate, Inc (NMLS: 2611) and Anywhere Real Estate Inc. Through this joint venture, Guaranteed Rate Affinity provides mortgage origination services to the clients of more than 700 Coldwell Banker and select Sotheby’s International Realty offices owned by NRT LLC, a subsidiary of Anywhere and the nation’s largest residential real estate brokerage company. In addition, Guaranteed Rate Affinity markets its services to consumers and unaffiliated realtor referral sources.
What’s the Role?
Guaranteed Rate Affinity is currently seeking a hard-working, dedicated Senior Credit Analyst to join our innovative and passionate team and work remotely.
Job Description:
Our Credit Analysts have in depth-knowledge and experience to assist our Sales and Operational partners.
In addition to providing excellent customer service they are responsible for:
- Assistance in structuring of loans to meet agency and investor requirements
- Calculation of income and qualifiable earnings
- Review of credit escalations
Competencies:
- Ability to meet production, quality and service standards along with providing direct coaching and feedback to ensure quality.
- Proven ability to perform quality work while maintaining productivity and compliance standards.
- Thorough understanding of credit and an ability to review complex financial documents.
- Knowledge of conventional and/or government guidelines, federal lending regulations governing real estate lending.
- Ability to underwrite self-employed borrowers, tax returns, business returns etc.
Additional or Preferred Education/Experience:
- 5 years of Underwriting experience
- DE certification
- Proficient with Conventional, FHA, VA & USDA guidelines
- Experience with Non-Conforming/Non-QM products
- All Regs experience
Additional Qualifications:
- Sense of Urgency, Organization, Thoroughness, Financial Skills, Financial Software, Documentation Skills, Analyzing Information, General Math Skills, Informing Others, Reporting Skills, Research Skills and Financial Diagnosis.
NOTE: This job description is not intended to be an exhaustive list of all duties, responsibilities or qualifications associated with this job. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.
Guaranteed Rate Affinity is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.
