Who we are:
Guaranteed Rate Affinity, LLC (“Guaranteed Rate Affinity”) is a joint venture between Guaranteed Rate, Inc (NMLS: 2611) and Anywhere Real Estate Inc. Through this joint venture, Guaranteed Rate Affinity provides mortgage origination services to the clients of more than 700 Coldwell Banker and select Sotheby’s International Realty offices owned by NRT LLC, a subsidiary of Anywhere and the nation’s largest residential real estate brokerage company. In addition, Guaranteed Rate Affinity markets its services to consumers and unaffiliated realtor referral sources.
What’s the Role?
Guaranteed Rate Affinity is currently seeking a hard-working, dedicatedDisclosure Analyst to join our innovative and passionate team and work remotely.
Essential Duties and Responsibilities:
- Review loan files for completeness and accuracy
- Ensure loans are disclosed to the borrower(s) within the required compliance windows
- Verify all redisclosures follow regulatory and company guidelines
- Communicate with the POD any deficiencies that must be corrected prior to issuing disclosures
- Maintain up to date knowledge of Federal, state, and local guidelines surrounding required disclosures to borrowers
- Explains and reviews all disclosure requirements with PODs to assist them in understanding guidelines
- Cooperate and work effectively with others to maintain an amicable, high performing workplace
- General office responsibilities that may include typing, file maintenance, and report distribution
- Complete tasks in a timely manner and work amicably with others
- Other duties and responsibilities as assigned
Education or Formal Training:
- High school diploma or equivalent required
- Associate’s degree or equivalent preferred
- One year residential mortgage lending experience preferred
Knowledge, Skills & Abilities:
- Experience working with documentation in a high-volume environment
- Experience in a documentation review or quality assurance role in a regulated financial institution preferred
- Experience with Encompass
- Knowledge of TILA/RESPA Integrated Disclosure Rule (TRID)
- Knowledge of mortgage management software and basic computer skills
- Ability to work in a fast-paced environment that will require strong organizational skills
- Ability to review paperless documents with an eye for error
- Extremely detail-oriented and well-organized
- Ability to multi-task and work under pressure with high volume
- Must have good decision-making skills
- Strong oral and written communication skills, with a customer-service focus
- Excellent time-management skills with ability to meet deadlines
- Ability to exercise independent judgement calls based on knowledge of Federal and state regulatory requirements
- Ability to coach and persuade others in a consultative environment
NOTE: This job description is not intended to be an exhaustive list of all duties, responsibilities or qualifications associated with this job. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.
Guaranteed Rate Affinity is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.
Employee Name: ______________________________
Employee Signature: ___________________________
Date: __________________
