About this role:Wells Fargo is seeking an Underwriter in Home Lending Learn more about the career areas and business divisions at wellsfargojobs.com
In this role, you will:- Be responsible for reviewing, analyzing, approving, and underwriting routine individual consumer requests and products with few deviations and within company and industry guidelines
- Review credit applications, credit bureau information, collateral valuation, tax returns, financial statements, or other supporting documentation to recommend or approve requests within deaccessioning authority levels by way of automated scoring system or traditional underwriting
- Assist with the calculations and preparation of reports for review
- Respond to customer inquiries and credit decisions
- Ensure credit files are current, complete, and compliant with company standards
- Contact customers and partners to gather information to make appropriate decisions, and explain rationale behind credit decisions
- Present recommendations for resolving situations and exercise some independent judgment while developing understanding of the Underwriting role
- Provide information to team, managers, and customers to related inquiries
Required Qualifications:- 2+ years of Valuations, Lending, Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:- 2+ years of collateral underwriting experience
- Strong analytical skills with high attention to detail and accuracy
- Excellent verbal, written, and interpersonal communication skills
- 2+ years in condo or co-op underwriting experience
- Knowledge of CORE
Job Expectations:- Obtain Condo/Co Op delegation of authority within 60 days of start date
- This position is not eligible for Visa sponsorship
- Training 8am - 5pm in office (tentative)
- Schedule after training will be 8am - 5pm or 9am - 6pm.
- Hours may change due to business needs and may include overtime.
- Apply knowledge of standard underwriting procedures, creditor financial analysis techniques.
- Review and perform accurate analysis to ensure adherence to agency and non-agency guidelines
Locations: 1801 Park View Dr. Shoreview, MN 55126-5030. 1525 W W T Harris Blvd. Charlotte, NC 28262-8522
Pay RangeReflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$26.59 - $47.26
Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Posting End Date:9 Nov 2024
* Job posting may come down early due to volume of applicants. We Value DiversityAt Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
