At
Trane Technologies® we Challenge Possible. Our brands – including
Trane® and
Thermo King® - create access to cooling and comfort in buildings and homes, transport and protect food and perishables, connect customers to elevated performance with less environmental impact, dramatically reduce energy demands and carbon emissions, and innovate with a better world in mind. We boldly challenge what’s possible for a sustainable world.
Job Responsibility:
• Manage credit risk through proper establishment of customer credit limit / risk category, regular review of customer credit performance and risk.
• Strengthen credit related internal controls
• Continually improve Credit related processes and policies and ensure the implementation under corporate credit policy.
• Work closely with BU as well as customers to identify growth initiative opportunities. Apply credit knowledge to support profitable business growth. Provide credit consultation / conduct internal credit training to sales teams.
• Monitor the credit granting and updating process and manage customer credit files.
• Understand how data-driven processes can improve efficiencies and present solutions.
• Ensure completion of all required documentation for approved transactions.
• Provide credit advice and structuring solutions to commercial BU to optimize risk on deals.
• Establish credit limits, assign risk ratings/codes for new/existing customers and perform ongoing monitoring including participation in credit share groups, when applicable. Assist with training and updating process documentation, as needed.
• Provide analysis and interpretation of the customers’ financial status for proper evaluation of risk and the establishment of proper credit limits, requirements and repayment schedules within designated approval levels.
• Makes independent credit decisions within designated approval levels, establishes new credit lines, and maintains existing accounts.
• Familiar with Letters of Credit and bank guarantees.
Job Requirement
• Bachelor's degree or higher in Accounting, Finance, Economics or related field.
• Ability to analyze financial statements.
• Working knowledge of Microsoft Office, especially Microsoft Excel. Proficiency in Power Point.
• Strong business sense with great communication skills.
• Knowledge of Credit, Collection, accounting, credit policy and financial statements.
• Minimum of 3-5 years of work experiences in relevant Corporate credit/collections. Accounting experience preferred.
• Proficiency in both Mandarin and English is required.
• Must be able to work well under pressure and be proactive when problem solving.
• Good interpersonal skills to navigate through multiple cultures.
We offer competitive compensation and comprehensive benefits and programs that help our employees thrive in both their professional and personal lives. We are proud of our winning culture which is inclusive and respectful at its core. We share passion for serving customers, caring for others, and boldly challenging what’s possible for a sustainable world.
We are committed to achieving workforce diversity reflective of our communities. We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identify, national origin, pregnancy, age, marital status, disability, status as a protected veteran, or any legally protected status.